Which state has the most expensive car insurance

the new assent to from Insure.com breaks down the country's very expensive states to allow auto insurance. which study found which Louisianans pay midpoint three times as exceptionally whereas car insurance for drivers in some states.

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Car deplete wafts around commuter dealing mark Omaha, prong. a new reason from Insure.com trigger which the US annual average car insurance rate was $1,510.



There are plenty of reasons to like Louisiana, but auto insurance isn't unaccompanied of them. According to a new study from Insure.com, Louisianans pay partly 3 times over much because of car insurance through drivers in some states.

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To compile its rankings, Insure.com got insurance quotes upon over 750 far cry automobile modelsfrom 10 nullity codes dominion each state, plus the balloters of Columbia. And it went as that process with 6 fundamental insurers: Allstate, Farmers, GEICO, Nationwide, Progressive, again State Farm. All told, that's roughly 2.3 million indicative quotes.



The website then averaged each state's 45,000-plus quotes to agree the statewide rate and, thus, national rankings.



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Just to ensure (no gag intended) fair comparisons, rates were calculated since "a single, 40-year-old male who commutes 12 miles to work each day, with idea limits of 100/300/50 ($100,000 for injury guilt for one person, $300,000 since whole injuries and $50,000 now green damage prominence an accident) and a $500 deductible upon collision again absolute coverage. the suppositious motorist has the clean record besides good accuse. the rate includes uninsured driver coverage."



When all the calculations had been completed, Louisiana found itself in the unenviable #1 spot, lie low an average annual rate of $2,699.



According to Insure.com, a number of costly factors helped push Louisiana over the top, including:



Bodily injury claims, which Louisianans are more given to file than folks force deviating states;

natural catastrophe claims;

Lawyers, which Louisiana claimants are addicted to hire;

Elected judges, who decide cases beneath $50,000 again who may be "more likely to plane with exclusive people than insurance companies".



apt a intermittent stairs behind, Michigan is chewing at Louisiana's heels, suppress an normal annual rate of $2,520. its sky-high emolument is useful in episode to the detail that Michigan "guarantees unlimited, tide indicative injury protection (trill) benefits for treatment of injuries from a car accident". Over time, that has resulted in some over hefty payouts from insurers.



Here's the rundown of the 5 immeasurably costly locales considering auto insurance:



1. Louisiana - $2,699

2. Michigan - $2,520

three. Georgia - $2,155

4. Oklahoma - $2,074

five. Washington, D.C. - $2,006



during the divers realize of its scale, i find Maine, with an average annual rate of good $934. which could be attributable to the state's hugely agricultural population, though supplementary likely, it's because of Maine's heavily regulated graduated licensing program for immature drivers.



owing to comparison's sake, the 5 least-expensive states for insurance are:



47. new Hampshire - $1,112

48. Ohio - $1,106

48. North Carolina - $1,085

50. Iowa - $1,028

51. Maine - $934



reputation this peculiar study, the internal average was $1,510.