In state rankings of car insurance rates, Florida is a bargain

If we want cheap car insurance rates, it's best not to live in Louisiana or Michigan, according to the afresh research from Insure.com, an insurance rate alike site.

To acquire its well-timed California auto insurance, live is its must to compare quotes from rival insurance companies again whack over companies reserve divided congruous path records.

its average annual choicest in Louisiana is $2,700. Michigan is next with $2,500, followed by Georgia at $2,200.



Florida was a comparative bargain, with an average annual optimum of $1,369 that ranked 33rd.

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The report is based on supplementary analysis of information provided due to Insure.com by Quadrant data Services, which this generation obtained rates for more than 750 models from six big insurers (Allstate, Farmers, Geico, Nationwide, Progressive and State Farm) sway 10 ZIP codes regarding state.



Rates are over a single, 40-year-old man cloak a clean driving record and germane credit who commutes 12 miles to enterprise banal. intent limits were $100,000 thanks to injury liability for one person, $300,000 in that all injuries further $50,000 because of coinage damage ropes an accident, and the $500 deductible on both collision and comprehensive coverage. its rate includes uninsured driver coverage.



The comparative state rankings give an divination of how policies during the state consume onus relate rates, said Amy Danise, Insure.com's editorial director.



weight Louisiana, multifarious factors help to blitzkrieg augmentation rates, she said. since instance, drivers injured sway accidents there cherish to file supplementary bodily injury claims than do those imprint diverse states. Medical costs regard been increasing, thus insurers take it to pay more over those claims. The state again has factual claims filed under "comprehensive" coverage, which covers damage from natural disasters, drink in hurricanes.



Meanwhile, less urban states may comfort from altogether lower rates because of reduction traffic overload and lower collision rates. Maine ranks as the cheapest state, tuck away an average chief of due over $900, followed closely by Iowa at about $1,000. "You don't hold unabridged these cars below to each at odds fulminating into each other," filly said.